About us

Medicare & Retirement planning


About US

A trusted, personal approach. Steven Fine, founder of DLX Insurance Group, uses his decades of experience in the Medicare insurance industry to help clients make intelligent choices for the best-fit Medicare insurance plan.

As an independent, certified agent, he represents just about all of the top Medicare insurance companies, including UnitedHealthcare, Anthem Blue Cross/Blue Shield, Humana, Aetna, Medical Mutual, and Devoted Health, just to name a few.

He pinpoints the plan that best fits what’s important to people, whether that’s no co-pays or zero-dollar premiums, prescription drugs, dental, vision, over-the-counter items, transportation to doctor’s visits and more.

In addition to Medicare insurance plans, Steven offers retirement planning and hospital indemnity insurance.

And just like he makes the detailed documents easy to understand, his mode of doing business is easy and convenient, too. He either goes to the client’s home to go over all the paperwork, or simply handles the process virtually via email or regular mail. Clients just initial and sign documents electronically.

Steve FINE, owner of DXL Insurance Group

With a trusted, personal approach. Steven Fine, founder of DLX Insurance Group. Medicare can be confusing and frustrating. With an honest and transparent approach, we believe in exposing our clients to all their options so they can make decisions based on what is most appropriate to their specific needs. Some plans include no co-pays, zero dollar premiums, dental, vision, hearing, transportation to Dr’s offices and pharmacies, over-the-counter supplies (at no cost to you) and much more.

Growing up in a corporate world in New York City, Steven has made Ohio his home since 1977. Now a Chesterland resident and senior citizen himself, Steven has first hand knowledge of going through choosing a Medicare insurance plan.

Steven joined the Insurance industry one year later in 1978. With over 40 years experience, DLX uses a knowledge and educational based approach with his clients. Steven has held Life & Health and Series 6 (Financial Advisor) licenses. As an Independent, certified agent his main concentration is now on Medicare insurance plans and retirement planning.


A “Client First” approach, DLX believes communication and keeping their clients informed and updated on any changes Medicare insurance plans may have from year to year.

DLX services also include: Life Insurance, Annuities as well as Education, Retirement and Legacy planning, assuring their clients all options available regardless of their current position in life.

Meeting Options

At your home

DLX offers "In-Home" consultations for your convenience.


Consultations & Enrollments can now be conducted in the comfort of your own home by phone, email or electronically.

DLX Office

Schedule your consultation in the privacy & convenience of the DLX office located in Chesterland, OH.

Contact Form

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We would love to hear from you

Please send us a message if you have any questions.




Monday - Friday: 9 am - 5 pm (After hours by appointment)

Saturday - Sunday: By Appointment Only



DLX Insurance Group Annex Address

DLX Insurance Group

“Privacy Notice

This privacy notice discloses the privacy practices for TLC Insurance Group. This privacy notice applies solely to information collected by parties representing TLC Insurance Group. It will notify you of the following:

  1. What personally identifiable information is collected from you, how it is used and with whom it may be shared.

  1. What choices are available to you regarding the use of your data.

  1. The security procedures in place to protect the misuse of your information.

  1. How you can correct any inaccuracies in the information.

Information Collection, Use, and Sharing

We are the sole owners of the information collected. We only have access to/collect information that you voluntarily provide us via online forms, email or other direct contact from you. We will not sell or rent this information to anyone. We will use your information to respond to you, regarding the reason you contacted us. We will not share your information with any third party outside of our organization, other than as necessary to fulfill your request, (for example, quoting and enrollment.) Unless you ask us not to, we may contact you via email or phone in the future to tell you about new products or services, or changes to this privacy policy.

Your Access to and Control Over Information

You may opt out of any future contacts from us at any time. You can do the following at any time by contacting us via the email address or phone number given on our website:

  • See what data we have about you, if any.

  • Change/correct any data we have about you.

  • Have us delete any data we have about you.

  • Express any concern you have about our use of your data.


We take precautions to protect your information. When you disclose sensitive information to a representative of TLC Insurance Group, your information is protected both online and offline. Wherever we collect sensitive information (such as Protected Health Information (PHI)), that information is encrypted, transmitted, or housed in a secure way. While we use encryption to protect sensitive information transmitted online, we also protect your information offline. Only employees who need the information to perform a specific job (for example, customer service) are granted access to personally identifiable information. The computers/servers in which we store personally identifiable information are kept in a secure environment.”